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Khushiram T. Financial Software, Data Analysis and Accounting Platforms

My name is Khushiram T. and I have over 4 years of experience in the tech industry. I specialize in the following technologies: Accounts Payable, Accounts Receivable, Accounting, Zoho Books, Bookkeeping, etc.. I hold a degree in , Bachelor of Commerce (BCom), High school degree. Some of the notable projects I’ve worked on include: Fractional CFO & Financial Modeling Expert, Full-Cycle Bookkeeping, Financial Due Diligence, Forecasting Model, Dynamic Financial Model, etc.. I am based in Mumbai, India. I've successfully completed 46 projects while developing at Softaims.

I thrive on project diversity, possessing the adaptability to seamlessly transition between different technical stacks, industries, and team structures. This wide-ranging experience allows me to bring unique perspectives and proven solutions from one domain to another, significantly enhancing the problem-solving process.

I quickly become proficient in new technologies as required, focusing on delivering immediate, high-quality value. At Softaims, I leverage this adaptability to ensure project continuity and success, regardless of the evolving technical landscape.

My work philosophy centers on being a resilient and resourceful team member. I prioritize finding pragmatic, scalable solutions that not only meet the current needs but also provide a flexible foundation for future development and changes.

Main technologies

  • Financial Software, Data Analysis and Accounting Platforms

    4 years

  • Accounts Payable

    2 Years

  • Accounts Receivable

    2 Years

  • Accounting

    1 Year

Additional skills

  • Accounts Payable
  • Accounts Receivable
  • Accounting
  • Zoho Books
  • Bookkeeping
  • Xero
  • Financial Modeling
  • Financial Planning
  • Financial Analysis
  • QuickBooks Online
  • Financial Statement
  • Financial Model
  • Financial Reporting
  • Financial Management
  • Financial Projection
  • Data Analysis

Direct hire

Potentially possible

Previous Company

Zoho Corporation

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Experience Highlights

Fractional CFO & Financial Modeling Expert

As a Fractional CFO, I developed a 3-statement financial model (P&L, Balance Sheet, Cash Flow) for a tech startup, complete with scenario analysis, cap table simulation, and investor-ready outputs. I also built a 24-month cash flow forecast dashboard and burn rate tracker to support fundraising and strategic planning. The model was presented during investor due diligence and accepted without revision. Built entirely in Google Sheets for collaboration, automation, and transparency.

Full-Cycle Bookkeeping | QuickBooks & Xero | Automation

This project showcases my expertise in full-cycle bookkeeping, QuickBooks automation, and Xero integration. I handled complete bookkeeping setup: chart of accounts, bank feeds, AP/AR, reconciliation, and monthly financial reporting. I automated expense tracking, recurring transactions, and reporting workflows using QBO rules and Xero smart tools. I specialize in clean bookkeeping systems, automated accounting, and delivering tax-ready, audit-proof financials for startups and growing businesses.

Financial Due Diligence | M&A, Startup, Investor-Ready Reports

This financial due diligence engagement included a deep dive into P&L, balance sheet, cash flow, and key ratios to assess the financial health and risk of a target company. I built an investor-ready report that highlighted red flags, verified revenue consistency, evaluated margins, and tested working capital stability. I specialize in conducting financial due diligence for startups, acquisitions, investors, and VCs to ensure informed decision-making in M&A, buyouts, and fundraising.

Forecasting Model | Excel & Google Sheets | Scenario Analysis

This forecasting model was built in Excel and Google Sheets to project revenue, expenses, and cash flow for financial planning. I developed a fully dynamic structure with driver-based logic, scenario toggles, and monthly forecasting modules. Ideal for startups, agencies, and e-commerce brands, this model supports FP&A, rolling forecasts, and budget vs actual comparisons. I specialize in custom forecasting models, KPI tracking, and actionable financial projections linked to strategic goals.

Dynamic Financial Model | Excel/Google Sheets | Forecasting

This dynamic financial model was built in both Excel and Google Sheets, featuring fully interactive assumption-driven forecasting. It includes customizable inputs for revenue growth, cost of goods sold, headcount, margins, capex, and more — auto-populating financial statements, KPIs, and dashboards. Designed for founders, investors, and FP&A teams, the model enables quick scenario toggling and transparent cash flow forecasting, profitability modeling, and capital planning.

Education

  • The Institute of Chartered Accountants of India

    in Chartered Accountancy

  • Mohanlal Sukhadia University

    Bachelor of Commerce (BCom) in Commerce

    2016-01-01-2019-01-01

  • Birla Public School, Pilani

    High school degree in Commerce

    2013-01-01-2015-01-01

Languages

  • English
  • Hindi
  • Nepali